New channels for banking operations

[Himon2413]

Telebanking has begun in Peru. New technologies, such as mobile payments, are expected to arrive.


It was expected in May, but TV banking or 'TV Banking' arrived in Peru a few weeks earlier. Scotiabank , in partnership with Samsung , presented the first banking transaction service through televisions with an Internet connection.
Clients of this bank who have a Samsung Smart TV will be able to carry out operations such as credit card payments, utility bills, pension payments, as well as transfers to accounts.
The exclusivity between both brands will last for eight months. After this period, other banks could include their platforms in Smart TVs.
Felipe Bedoya, from Scotiabank, comments 1000 number screening that "the first step has been taken and, surely, other banks will also begin to offer this service."
For his part, Enrique Prado, executive of Samsung, assures that the C sector of the population will also be able to access this product since Smart TVs will be sold at S/.1,499 (32 inches).
Last year, 100,000 units of smart TVs were sold.
WHAT'S COMING The financial system aims to have 80% of banking operations carried out through alternative channels, that is, via the Internet, cell phone or television, explains Bedoya, from Scotiabank.
"We are constantly developing ways to access banking. Last year we introduced mobile banking (alerts on accounts) for all types of devices. We have continued with television banking and, soon, we will have a new platform, which is payments via cell phone," says Bedoya, from Scotiabank.
In the future, he says, all televisions will have Internet and the widespread use of it will depend on whether consumers get used to doing business via this means.
By 2020, mobile payments will replace cash , according to a Pew Internet study .