Survive on a single family income

[Himon2413]

Try to save a percentage of your salary and avoid using plastic money.


Maintaining a home where only one of the members works and whose monthly income is S/.1,500 is a difficult task, but not impossible .
The director of the www.mundonegocio.pe portal , Juan Carlos Ocampo, advises applying the current Spanish domestic model , that is, when something breaks down at home, do not buy a new one. First try to fix it.
"There are people who, when their television breaks, immediately buy another one, even if it's on credit. Maybe the problem with the equipment was kuwait number screening minor and they could repair it with about S/. 50, but they prefer to pay S/. 1,400, plus interest, for a new one," he says.
Another way to survive with only one monthly income in the family, says the expert, is to learn to eat , that is, to eat well at breakfast so as not to be hungry until lunch .
"If you don't eat well at lunch, you'll want to snack on something before lunch , and that's how the well-known 'small expenses' are generated ," he says.
Another suggestion made by the specialist is to be clear about what you are going to buy when making weekly purchases for the home .
In this sense, it is recommended to look for foods that are non-perishable , that is, that do not decompose in a short time.
Similarly, the portal www.finanzaspersonales.com.co advises intelligence when purchasing .
"Buy products with simple packaging. Avoid glass because it is more expensive and pay attention to the expiration date," she says.
It also highlights the importance of purchasing items considered "energy-saving" such as a light bulb or water filters.
EXTRA INCOME The director of the Finance area of ​​the UPC Graduate School, Manuel Chu, maintains that when money is no longer enough and has reached the extreme of asking for a loan to cover expenses until the end of the month , it is necessary for other members of the family to generate income .
"Children over 18 can work part-time and help with expenses," he says.
Another way to earn extra money, she says, is by doing jobs from home , such as preparing desserts to sell in bakeries, warehouses or even shopping malls.